PRIVACY POLICY

This Web site is operated by JEMS Financial. All inquiries may be directed to:


JEMS Financial

910 Boston Post Road, Suite 310

Marlborough, MA, 01752


Your use of this Web site is governed by these terms and conditions. Please take a few minutes to review these terms and conditions. Your use of the jemsfinancial.com Web site constitutes your agreement to follow these rules and to be bound by them. If you do not agree with any of these terms and conditions, do not use the  jemsfinancial.com Web site.



These Terms and Conditions May Change

JEMS Financial reserves the right to update or modify these terms and conditions at any time without prior notice. Your use of the jemsfinancial.com  Web site following any such change constitutes your agreement to follow and be bound by the terms and conditions as changed. For this reason, we encourage you to review these terms and conditions whenever you use this Web site.



Copyright Notice

All of the Content you see on this Web site, including, for example, all of the page headers, images, illustrations, graphics, and text, are subject to trademark, service mark, trade dress, copyright and/or other intellectual property rights or licenses held by JEMS Financial or by third parties who have licensed their materials to JEMS Financial. The entire Content of jemsfinancial.com  Web site is copyrighted as a collective work under U.S. copyright laws, and JEMS Financial owns a copyright in the selection, coordination, arrangement and enhancement of the Content. The Content of the jemsfinancial.com  Web site, and the site as a whole, are intended solely for personal, noncommercial use by the users of our site. You may download, print and store selected portions of the Content, provided you (1) only use these copies of the Content for your own personal, non-commercial use, (2) do not copy or post the Content on any network computer or broadcast the Content in any media, and (3) do not modify or alter the Content in any way, or delete or change any copyright or trademark notice. No right, title or interest in any downloaded materials is transferred to you as a result of any such downloading. JEMS Financial reserves complete title and full intellectual property rights in any Content you download from this Web site. Except as noted above, you may not copy, download, reproduce, modify, publish, distribute, transmit, transfer or create derivative works from the Content without first obtaining written permission from JEMS Financial.



Submissions

We welcome your comments regarding the jemsfinancial.com  Web site. However, any comments, feedback, notes, messages, ideas, suggestions or other communications (collectively, “Comments”) sent to jemsfinancial.com  shall be and remain the exclusive property of JEMS Financial. Your submission of any such Comments shall constitute an assignment to JEMS Financial of all worldwide rights, titles and interests in all copyrights and other intellectual property rights in the Comments. JEMS Financial will be entitled to use, reproduce, disclose, publish and distribute any material you submit for any purpose whatsoever, without restriction and without compensating you in any way. For this reason, we ask that you not send us any comments that you do not wish to assign to us, including any confidential information or any original creative materials such as stories, product ideas, computer code or original artwork.



No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.



Disclaimer

This site and all contents of this site are provided on an “as is” basis without warranties of any kind, either express or implied, including without limitation warranties of title or implied warranties of merchantability or fitness for a particular purpose. You acknowledge, by your use of this site, that your use of this site is at your sole risk, that you assume full responsibility for all costs associated with all necessary servicing or repairs of any equipment you use in connection with your use of our site, and that JEMS Financial shall not be liable for any damages of any kind related to your use of this site.



Indemnification

You agree to defend, indemnify and hold JEMS Financial harmless from and against any and all claims, damages, costs and expenses, including attorneys’ fees, arising from or related to your use of the site.